Three Credit Situations That Mean You Should Wait Before Applying For A Mortgage

Of course you know that you shouldn't think about trying to buy a house if you're in a bad position financially, but what other credit factors can affect your ability to get a mortgage? Here are three issues that can affect your credit score and ability to get a mortgage even when your finances are going great.  1. Debt-free Believe it or not, lenders don't look on debt-free applicants as necessarily responsible.   Read More...

How Your Employment Effects Your Ability To Secure A Mortgage

The idea of home ownership is a dream shared by many. To accomplish this goal, the average person spends a great deal of time focusing on improving their credit score and saving money. What a number of people don't do is think about their employment. Even if you have excellent credit and more than enough for a down payment and closing costs, your employment status can still have an effect on your ability to get approved for a home loan.   Read More...

What To Do When The Car You Have A Title Loan Against Blows Its Engine

If you have a title loan against your car and it experiences engine failure, you have a couple of options to consider. Your choices will depend on whether or not you are able to repair the car's engine. Follow these tips for making choices about a car you have a title loan against that is sitting on the side of the road with a blown engine. Contacting The Title Loan Company Is Important   Read More...

Ready To Purchase A New Home? 2 Steps You Need To Take To Make The Process Smoother

Whether you're an active-duty soldier, or a veteran who has left military service, you are entitled to use government lending programs to finance a home. According to statistics, there are about21 million VA loan funded homes in the US right now. If you haven't utilized your right to receive a VA loan, you should consider the option for your next home loan. Regardless of whether you choose a VA loan, or another federally funded loan program to purchase your next home, you need to know that there are some steps you can take to improve your chances of being approved for your loan.   Read More...

Steps To Take When Bail Is Unaffordable

When bail is too high, there are several steps that you can take to reduce the burden. Here are some ways you can make bail even when the cost is unaffordable. Ask Friends and Family If you don't have many resources to your name, it's a good time to turn to family and friends for help. You may be able to gather financial support from several different people with family loans or donations.   Read More...